Terms and Conditions

JS Advisory — Website Terms of Use Last updated: 5 July 2026

These terms and conditions ("Terms") govern your access to and use of the JS Advisory website (the "Website"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. About us

JS Advisory ("we", "us", "our") is an investor relations advisory practice operating from Australia and India. The Website provides general information about our services, together with research, commentary, and insights on capital markets topics.

2. Website use only

These Terms apply to your use of the Website only. They do not govern any advisory services we provide to clients. Any advisory engagement is subject to a separate written agreement, and nothing on this Website creates a client, advisory, or fiduciary relationship between you and us.

3. No financial or investment advice

The research, commentary, articles, charts, and other insights published on this Website are provided for general information purposes only.

• Nothing on this Website constitutes financial product advice, investment advice, legal advice, tax advice, or a recommendation to buy, sell, or hold any security or financial product.

• Nothing on this Website is an offer, solicitation, or invitation to invest in any security, fund, or financial product in any jurisdiction.

• Content is prepared without regard to your objectives, financial situation, or needs. You should not act on any information on this Website without obtaining independent professional advice appropriate to your circumstances.

• Past performance information, where referred to, is not a reliable indicator of future performance.

We are not, by virtue of this Website, providing services that require a licence or registration from any securities regulator, including the Australian Securities and Investments Commission (ASIC) or the Securities and Exchange Board of India (SEBI).

4. Accuracy of information

We take reasonable care in preparing the content on this Website, but we do not warrant that it is accurate, complete, current, or free from errors. Content may draw on third-party data and public sources that we have not independently verified. Information may become out of date, and we are under no obligation to update it. You rely on any content at your own risk.

5. Intellectual property

All content on this Website, including text, research, charts, graphics, logos, and design, is owned by or licensed to us and is protected by copyright and other intellectual property laws.

You may view, download, and print content from the Website for your personal or internal business use, provided you keep all copyright and attribution notices intact. You must not reproduce, distribute, modify, publish, or commercially exploit any content without our prior written consent. Brief quotations with proper attribution to JS Advisory are permitted.

6. Acceptable use

You agree not to:

• use the Website for any unlawful purpose or in breach of any applicable law or regulation;

• interfere with or disrupt the Website, its servers, or its security features;

• use automated tools to scrape, harvest, or extract content or data from the Website without our written consent;

• misrepresent your affiliation with us or pass off our content as your own; or

• upload or transmit viruses or other malicious code.

We may suspend or restrict access to the Website at any time without notice.

7. Third-party links

The Website may contain links to third-party websites. These are provided for convenience only. We do not endorse and are not responsible for the content, products, services, or privacy practices of any third-party website. Accessing linked websites is at your own risk.

8. Privacy

Our collection and handling of personal information through the Website is described in our Privacy Policy, which forms part of these Terms.

9. Limitation of liability

To the maximum extent permitted by law:

• the Website and its content are provided "as is" and "as available", without warranties of any kind, whether express or implied;

• we exclude all liability for any loss or damage, whether direct, indirect, incidental, or consequential, including loss of profits, loss of data, or investment losses, arising out of or in connection with your use of, or reliance on, the Website or its content; and

• where liability cannot be excluded by law, our total liability is limited, at our option, to resupplying the relevant content or services or paying the cost of resupply.

Nothing in these Terms excludes, restricts, or modifies any consumer guarantee, right, or remedy you may have under the Australian Consumer Law or any other applicable law that cannot lawfully be excluded.

10. Indemnity

You agree to indemnify us against any loss, damage, cost, or expense we suffer arising from your breach of these Terms or your misuse of the Website, except to the extent caused by our own negligence.

11. Changes to these Terms

We may update these Terms from time to time. The updated version will be posted on this page with a revised "last updated" date. Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms.

12. Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision will be severed, and the remaining provisions will continue in full force and effect.

13. Governing law and jurisdiction

These Terms are governed by the laws of India. If you access the Website from Australia, these Terms are, to the extent required by law, also subject to applicable Australian law, and nothing in these Terms excludes any rights you have under Australian law that cannot be excluded by agreement.

You agree to submit to the non-exclusive jurisdiction of the courts of India and, where applicable, the courts of Australia, in respect of any dispute arising out of or in connection with these Terms or the Website.

14. Contact us

If you have questions about these Terms, contact us

JS Advisory Email: [insert contact email]